![]() ![]() Younger people are more likely to have made use of their rewards, with just 15 percent of millennials and 18 percent of Generation Z not having tapped into them, compared to 28 percent of Generation X and baby boomers, respectively. The results may not be comparable, though, considering the 2021 survey covered an unusual pandemic-influenced 12-month period in 2020. However, there’s been an improvement compared to the 31 percent of survey respondents who hadn’t taken advantage of their rewards, according to a similar Bankrate survey from January 2021. Yet, a recent survey finds a solid number of credit card holders (23 percent) didn’t redeem their rewards in the past year. Most people would probably say the thrill of credit card rewards comes from redeeming their rewards rather than the process of earning them.
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